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Why Insurers Prefer Generic Drugs: How Formularies Control Costs and Influence Your Prescriptions
Martin Kelly 23 February 2026 12

Why Insurers Prefer Generic Drugs: How Formularies Control Costs and Influence Your Prescriptions

Insurers prefer generic drugs because they're just as effective but cost up to 85% less. This system saves billions annually, but it can also limit your choices. Learn how formularies work and how to navigate them.

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